Cathy's Critters by Library

 

It was a succes

Holi 2024 in DFW

 

Money - Social Media

https://www.youtube.com/@RootFP - James Conole, CFP®

https://www.youtube.com/@rob_berger - Rob Berger

https://www.youtube.com/@MoneyPechu - Money Pechu

https://www.youtube.com/@alux - Alux.com

https://www.youtube.com/@TheSwedishInvestor - The Swedish Investor

https://www.youtube.com/@TaeKimFinancialTortoise - Tae Kim - Financial Tortoise

Warren Buffett

Charlie Monger

John C. Bogle

Sun/Moon - Festivals on Earth

 Many festivals in many religions are based on Sun and Moon position.

Few:

Chinese Lunar New Year

Holi, Raksha-Bandhan, Guru Nanak Jayanti New Moon

Day before New Moon - Diwali, Janmasthami, Shivratri

Easter

Ramadan & Eid

Rosh Hashanah

Retirement withdrawals

Retirement spend-down

Retirement Concerns

1. Health care costs
2. Inflation
3. Investment risk
4. Maintaining lifestyle
5. Need for long-term care
6. Outliving assets (longevity risk)

3 Bucket Rule

4% Rule

Allocations

Asset Allocation

Time Allocation

Investment Allocation

Focus - 

“People think focus means saying yes to the thing you've got to focus on. But that's not what it means at all. It means saying no to the hundred other good ideas that there are. You have to pick carefully. I'm actually as proud of the things we haven't done as the things I have done. Innovation is saying no to 1,000 things.” - Steve Jobs

Energy

Real estate Market place

https://www.smallapartmentdeals.com/

https://www.frananomultifamilygroup.com/

https://www.fig.us/

https://arrived.com/about

https://www.chase.com/personal/mortgage/education/buying-a-home/brrrr-method

Briyani compatetion

Initially

I am thinking

We order 5 briyanis from 10 restaurants on a specific day

Bring it to one place and have blind tasting and grade them

That can be easy way to kick off - low cost, run it at one of our homes....

---

Benefits of this

1) This is less expense

2) No risk of people getting sick of peanut or things of that sort

3) We learn to run the event

4) We learn to rate the briyani (I suggest we give 10 tokens to each person, they get to vote on the one they like. Allow more than one vote per dish too)

5) How to ensure, people do not know the place where the biriyani was picked

6) How to keep them somewhat warm until it is rady to taste

Challenges in actual biriyani contest

1) We need to collect money from contestants

2) We need to give prize

3) If we run it in public (park) area, we have to get food preparation/sale permit from county

So, rating briyani from restaurant will be first step before we go out with our own chef

CityZen

16A/5, C.I.T.NAGAR III MAIN ROAD, Chennai 600 035

Zone 10 Ward 141

10-141-001724

Chennai Corporation Zone/Ward Search from map

https://chennaicorporation.gov.in/gcc/delimited_ward/

Gifted Talented Education

https://tea.texas.gov/academics/special-student-populations/gifted-and-talented-education

SUBCHAPTER D. EDUCATIONAL PROGRAMS FOR GIFTED AND TALENTED STUDENTS
Sec. 29.121.  DEFINITION.  In this subchapter, "gifted and talented student" means a child or youth who performs at or shows the potential for performing at a remarkably high level of accomplishment when compared to others of the same age, experience, or environment and who:
(1)  exhibits high performance capability in an intellectual, creative, or artistic area;
(2)  possesses an unusual capacity for leadership;  or
(3)  excels in a specific academic field.
Added by Acts 1995, 74th Leg., ch. 260, Sec. 1, eff. May 30, 1995.

Sec. 29.122.  ESTABLISHMENT. (a) Using criteria established by the State Board of Education, each school district shall adopt a process for identifying and serving gifted and talented students in the district and shall establish a program for those students in each grade level. A district may establish a shared services arrangement program with one or more other districts.
(b)  Each school district shall adopt a policy regarding the use of funds to support the district's program for gifted and talented students.
Added by Acts 1995, 74th Leg., ch. 260, Sec. 1, eff. May 30, 1995.
Amended by: 
Acts 2019, 86th Leg., R.S., Ch. 943 (H.B. 3), Sec. 2.017, eff. June 12, 2019.

Sec. 29.123.  STATE PLAN;  ASSISTANCE.  The State Board of Education shall develop and periodically update a state plan for the education of gifted and talented students to guide school districts in establishing and improving programs for identified students.  The regional education service centers may assist districts in implementing the state plan.  In addition to obtaining assistance from a regional education service center, a district may obtain other assistance in implementing the plan.  The plan shall be used for accountability purposes to measure the performance of districts in providing services to students identified as gifted and talented.
Added by Acts 1995, 74th Leg., ch. 260, Sec. 1, eff. May 30, 1995.

Shake

https://en.wikipedia.org/wiki/Earthquake_shaking_table 

https://en.wikipedia.org/wiki/Liquefaction 

https://en.wikipedia.org/wiki/Soil_liquefaction

Questions

What's your investment focus

Evaluating founders and team

Book Recommendation

2024Jan27

https://finviz.com/

https://www.facilitron.com/

https://www.honestmath.com/

https://www.earningswhispers.com/

Personal Finance - services

Personal Capital (Empower) - https://personalcapital.com/

Mint (Intuit) - https://mint.intuit.com/

Monarch Money - https://monarchmoney.com/ Paid

YNAB - https://www.ynab.com/

SIMPLIFI (Quicken) - https://www.quicken.com/products/simplifi/

1970-90s Brands

 Godrej

Vettum puli matches

charminar

scissors

pasing show

Prestige

Raymond

People

 https://en.wikipedia.org/wiki/Warren_Buffett

https://en.wikipedia.org/wiki/John_C._Bogle

https://en.wikipedia.org/wiki/Robert_Kiyosaki

youtube channels

 https://www.youtube.com/@CodieSanchezCT

https://www.youtube.com/@alux

https://www.youtube.com/@financesimplifiedyt

https://www.youtube.com/@MinorityMindset

https://www.youtube.com/@realestatemindset

https://www.youtube.com/@OrlandoMiner

https://www.youtube.com/@PBoyle

Retirement tools

 https://ficalc.app/

https://www.newretirement.com/retirement/simple-retirement-calculator/

https://www.portfoliovisualizer.com/

ARM - Adjustable Rate Mortgage

 Why I like Adjustable Rate Mortgage over Fixed rate.

privacy in 2019

https://techcrunch.com/2019/02/06/iphone-session-replay-screenshots/

Mobile apps are recording all user actions and screenshoots using technology from
https://www.glassboxdigital.com/ & https://www.appsee.com/

They are not forthright in informing the customers. The record/replay technology providers don't require of their customer to inform the customers. OS platform companies don't ban this capture, as technology.

Well, welcome to 2019